A popular method of getting out of debt is called the snowball method. This method of debt reduction is highly recommended and is simple enough for anyone to start doing quickly.
All it requires is that you find out which one of your bills has the smallest balance and then work to pay it off completely first. This will quickly provide you with extra funds each month that you will now take and put toward your next bill. Then, when it is completely paid for, you do the same thing toward the next largest bill, and so on.
This method has helped many people be able to work toward debt elimination and is helping many people now. It is easy to start using, too. One important thing, however, is to continue to pay the minimum amounts on any other bills you have. Paying even a little above the minimum is a good idea, too, since it will help you cut down on interest charges.
This method may be a little more advantageous than other methods simply because of the reward factor. Once you see that one of your bills is gone, it encourages you to keep on working to reduce your other debt, too..