If you have a credit card or two that you are paying a high interest rate on and still have considerable credit card debt, you may want to try and get another one just for the benefit of getting a better interest rate. This will save you a lot of money over a year and you can use the money saved elsewhere.
It is the constantly accumulating interest rate on credit cards that makes them so hard to completely pay off. You can reduce your credit card debt by getting a low interest credit card and transfer balances to it. Of course, it also means that you should totally stop using the other cards altogether. When you do this, Lowermybills.com suggests that you should double your payments on the new card to pay off as much as you can as fast as you can.
If your credit card debt is high, and you have other debt along with it, the best loan you could get would be to take out a home equity loan. This will give you a lower interest rate than any other kind.
Ideally, either action will help you toward the debt reduction you want. The key is to make up your mind quickly rather than keep on paying too high of an interest rate. Quick action will help you save money and get out of debt faster.